CIA, CRO, CCO, Head - Projects & Consultant - IT & Digital Banking

  Chief Internal Auditor: Mr. Mohammad Munir Khan

Mr. Mohammad Munir Khan is a certified Internal Control Auditor (CICA) from US. He is an MBA (Banking & Finance), MA (English) & LL.B. with Diploma in Islamic Banking and Insurance from Institute of Islamic Banking and Insurance, London UK.

Mr. Khan has worked as Auditor & Team Leader for branches & Management audit of different departments including international audit for more than 20 years in one of the largest Bank (Habib Bank Ltd) of Pakistan. Mr. Khan is also a Certified Course Leader/Master Trainer in Customer Service by Up Your Service College, Singapore. As Master Trainer he has conducted/trained more than five hundred Bank staff including Front Office personnel and Executives viz a viz customer service. He has also worked as English Teacher at Pakistan Air Force Inter College Risalpur, KPK Pakistan.

In his last assignment he worked as Senior Auditor at Habib Bank Ltd, Pakistan since Jan 2005. Mr. Khan carries rich experience of internal Audit since 1995 covering 20+ years’ in Internal Audit of commercial Bank. He is having experience in Audit of Branches and Departments in all areas of Banking including Credit, IT, Finance, Trade, Operations etc. and is involved in statutory Audit of the Bank. He has developed Audit Plans, guidelines and manuals besides conducted various fraud & foregeries investigations. He has been approved by DAB on 20th Oct 2014 and joined Azizi Bank as Chief Internal Auditor on 30th November 2014.

  Chief Risk Officer: Mr. Rajendra Singh Sunda

He is an accredited FRM ( Financial Risk Manager ) from GARP, USA; MBA - Finance and PGDHRM from IGNOU, New Delhi; CAIIB and DTIRM from Indian Institute of Banking & Finance, Mumbai; M. A. , M. Com. & LL.B. From Rajasthan University, Jaipur Coupled with over 29 years of experience in diverse fields of Banking such as Resource Mobilization, Quality Credit Deployment, Direct Interaction With Corporate Clients, Identification, Controlling, Mitigating & Managing credit, operational & legal risks, Marketing Of Financial Services, Development of Merchant Banking & Foreign Exchange Business, Marketing Of Bank's IPO, In-charge of Retail Assets at Corporate Office etc. Before joining Azizi Bank, he was acting as AGM-Risk Management with India’s largest nationalized bank (Punjab National Bank) spearheading the implementation of Advanced Approaches of Credit Risk under Basel II/III guidelines. Besides being the Convener of Credit Risk Management Committee, he was also In-charge of secretariat for Risk Management Committee (RMC), a board level sub-committee.

   Chief Compliance Officer: Mr. Santhosh Sebastian

Mr. Santhosh Sebastian is a Certified Anti-Money Laundering Specialist (CAMS) from ACAMS US, Certified Financial Crime Specialist (CFCS) from ACFCS. He is an MBA (International Business) from Edith Cowan University Australia, LLB (Specialized in Corporate Law, Cyber-crimes & Cyber-security) along with a bachelor in Economics.

Mr. Sebastian has worked as Senior Legal Consultant (Regulatory Compliance) in India and UAE for more than nine years. He has also worked with Barclays Bank PLC in corporate banking department, dealt with corporate clients and handled compliance issues.

Mr. Sebastian brings with him his rich experience in Legal, regulatory compliance and knowledge in International AML laws and best practices in the industry.

He has been approved by DAB on 8th April 2017 and joined Azizi Bank as Chief Compliance Officer on 15th April 2017.

   Head - Projects & Consultant - IT & Digital Banking:  Mr. Samit Kumar Bhatnagar

Having MBA (Finance), B.Com and Certified Associate of Indian Institute of Bankers (CAIIB) from Indian Institute of Banking and Finance. Certified PMP®, PRINCE2® and ITIL®. Having 15+ years of Techno functional experience in Banks and IT Companies. Worked with Canara Bank, Central Bank of India and with IDBI Intech Ltd, TCG Software services and FIS in the Indian IT industry. Specializes in Alternate banking channels including ATM, Internet/Mobile banking, Card Management and E-Commerce. Exposure to Core Banking implementation, Retail banking operations and Financial Inclusion initiatives. His major projects included migration of 1600+ ATMs, EMV (Chip) card issuance, Mobile Banking implementation and Afghanistan Payment Systems (APS) onboarding. In his previous stint as Head-Delivery Channels for Azizi bank, he set up the ATM operations team, systems and procedures related to ATM and Card management. He also launched Insta-cards, Green channel and many other innovative solutions.

He is working with Azizi Bank since February 2017 as Head-Projects & Consultant and responsible for Project Management and project execution apart from Managing the Project Management Office (PMO). He is also entrusted to advice and guides the IT team on the best practices and IT governance.

Master Credit Card Services
Mobile Banking
Swift Services
Western Union